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贷款金额

As a parent borrower you are eligible to borrow up to the student's cost of attendance minus other estimated financial assistance.

例如:

• Undergraduate Living Away: $27,741
• 金融援助 Received (Student Loan): $6,500
• Difference between Cost - Eligible 金融援助: $21,241
• Parent Direct PLUS Origination Fee ($21,241 @ 4.228%): $898

Maximum Direct PLUS Eligibility $20,343

Note: 贷款 disbursed after 07/01/2023 and before 07/01/2024 interest rate is fixed at 8.05%. 

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Plus Loan 资格要求

You must meet all the following requirements to be eligible for the Federal Direct 父母贷款.

1. You are the student's biological or adoptive parent (or, in some cases, the step-parent).
2. Your student is determined to be dependent and is enrolled at least half-time at PCC.
3. You have a good credit standing as determined by the U.S. 教育部 loan servicing agency; must not be in default on any federal education loans or owe an overpayment on a federal education grant.
4. You and the student must be U.S. citizens or eligible non-citizens;
5. Your student must have a 2.0 grade point average (cumulative or term at PCC or another higher education transfer institution); demonstrate an ability to benefit from their education (complete units and progress at an acceptable rate) and meet all other federal or state financial aid eligibility requirements.

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支付

At PCC, the Federal Direct PLUS loan funds will be made payable and be disbursed to the student listed on your application.

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取消贷款

A written PLUS loan cancellation request must be signed and submitted to:

Office of 奖学金 and 金融援助
最靠谱的十大棋牌游戏
1570 E. 科罗拉多大街.
加州帕萨迪纳91106.

A written request to cancel the loan is always honored and should be submitted to PCC before the check is mailed. The written request must include the name of your student and his/her PCC Lancer ID number and your name with your last four-digits of your social security number.

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偿还贷款

Repayment of your Federal Direct PLUS Loan begins 60 days after the full amount borrowed in a school year has been disbursed. In most cases, a parent will start loan repayment while the student is still in school. For information about the Federal Direct Plus loan repayment options, visit the 直接贷款网站 at or call the Direct Loan Servicing Center at (800) 848-0979 (TTY 1-800-557-7395).

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